How to Make Hot Chocolate Out of Chocolate Chips


It only takes two ingredients and two steps to make the richest, creamiest hot chocolate you've ever had, without ever opening a powdery mix. Instead, just reach into your fridge for whatever kind of milk you like and grab a handful of chocolate chips. You'll have a steaming hot cup of cocoa in minutes.

(Image: Charity Mathews)

Things You'll Need

  • 1 cup of milk 
  • 3 tablespoons chocolate chips (a scant quarter cup), store-bought or homemade
(Image: Charity Curley Mathews, founder of

Step 1: Warm the Milk

In a small saucepan, warm your milk over medium heat. Stir often to keep it from boiling and scorching, otherwise you'll get "pudding skin" on top.


  • It's better to use the stove because you can keep an eye on the milk to avoid boiling, but a microwave would work as a second choice. Just heat in 30 second intervals until hot -- 60 to 90 seconds total.

(Image: Charity Curley Mathews, founder of

Step 2: Stir in Chocolate Chips

Turn the heat off and quickly use your whisk to stir in the chocolate chips.

(Image: Charity Curley Mathews, founder of


  • For more flavor variations, add the zest of an orange, a pinch of instant espresso powder or a sprig of fresh mint. It's already very rich as it is but optional toppings include the classics: marshmallows, whipped cream or a drizzle of chocolate over either one.

(Image: Charity Curley Mathews, founder of

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To really make this something special, try making your own homemade chocolate chips. It's a real treat!

(Image: Charity Mathews)

And adding homemade marshmallows will send this drink over the top!

(Image: Jackie Dodd)
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